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Navigating Professional Liability: Essential Insurance Knowledge for Engineers

Helen Chen, Ph.D., PE

Professional liability insurance is paramount for engineers due to the high-risk nature of their work. It provides essential coverage for potential legal liabilities arising from errors, omissions, or negligence in their professional services. This course will help you navigate the complex landscape of professional liability insurance. It focuses on key aspects such as Errors and Omissions (E&O) insurance, policy language, limits, retentions, defense costs, additional insured endorsements, and contractual liability insurance. The course also explores the critical importance of claims-made coverage and technology E&O insurance. In addition, it offers an understanding of E&O insurance costs, factors influencing these, what E&O insurance does not cover, and complementary insurance policies. By the end of this course, engineers will have a robust understanding of professional liability insurance, enabling them to choose the right policy for their needs and effectively manage professional risk.

The course has a multiple-choice quiz at the end, which is designed to enhance the understanding of the course materials.

Note: This course requires users to pay first before viewing the course content.

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NY PE & PLS: You must choose courses that are technical in nature or related to matters of laws and ethics contributing to the health and welfare of the public. NY Board does not accept courses related to office management, risk management, leadership, marketing, accounting, financial planning, real estate, and basic CAD. Specific course topics that are on the borderline and are not acceptable by the NY Board have been noted under the course description on our website.